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Free Tools

1. Auto Loan Calculator
   
   Calculates monthly payment based on the vehicle price, the trade-in value of your current vehicle, interest rate, and length of loan.
    

2. Car Cost Comparison Calculator
   
   Many people fail to consider all of the expenses that will be incurred when buying a car.  This calculator will help you to forecast the real cost of buying and owning a car and compare the real cost of one car buying scenario with another.
    

3. Miles Per Gallon Calculator
   
   Calculates your car's Miles Per Gallon and forecast your gasoline expense for one month and for one year. It also computes how much money you would save if you were driving a car that got better gas mileage.
    

4. Mortgage Calculator
   
   Calculates monthly payments of a home mortgage loan, based on the home's sale price, the term of the loan desired, buyer's down payment percentage, and the loan's interest rate.
    

5. Mortgage Refinancing Calculator
   
   This calculator will help you to decide whether or not to refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
    

6. Bi-Weekly Mortgage Calculator
   
   This calculator will show you how much you will save if you make 1/2 of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you will be making one extra mortgage payment per year--without hardly noticing the additional cash outflow.
    

7. Loan Comparison Calculator
   
   This calculator will help you to compare the total interest charges of four different loans.
    

8. Credit Card Minimum Payment Interest Calculator
   
   This calculator will show you how much interest you will end up paying if you make only the minimum required payment on your credit card bill. It will also tell you how many minimum payments you will make before your balance is paid off (up to a maximum of 600 payments).
    

9. Credit Card Pay-off Calculator
   
   Calculates how long or the minimum monthly payment required to pay off your credit card debt.
    

10. Lifetime Savings Calculator
    
    This calculator shows you how much you'll save over your lifetime when you switch from a name-brand buying habit to an equivalent generic one.  Plus, it also shows you how much interest you could earn if you were to invest all or part of the savings from your lifestyle change.
     

11. Real Hourly Wage Calculator
    
    So your boss told you that you were getting paid $10 an hour? Don't believe it! This calculator will show you how much you're REALLY profiting (after-tax, after work-related-expense take-home) from each hour you work--both paid and unpaid.
     

12. Money to Time Calculator
    
    This calculator will show you how many hours you'd have to work to make a certain amount of money. For example, you may want to know how many hours you'd have to work to pay for a $10,000 vacation in Hawaii.  To use this calculator you must first calculate your Real Hourly Wage.